There certainly have been many "back to work" initiatives in and since Bill Clinton's second term, up through Bush and now into Obama...surely, Labor Secretary Solis will likely be soon coming up with a pastiche of good employment news.

But it should be noted there are things out there which can keep even the best USA national or SSN-bearing immigrants from any job at all...and these things would be credit report header data (no, it doesn't matter for within purpose what the actual credit data in credit history sections was, is, or should be; here I'm just talking about that header data which lists name, date of birth, current and prior addresses, education, and any employment you've had when a CRA checked prior to a mortgage, loan, credit card, so forth).

In 1999, my wife and I were residents of a nice part of Hyde Park in Chicago, Illinois, near the University of Chicago; my wife, a 1978 graduate of Stephens College, Columbia, Missouri, and to whom I've been married since Summer 1988, then made at least $35,000 a year as an admin in a downtown Chicago bank office and the same or better most years prior, and I was, well, Republiservative (I will only boast my ACT score still qualifies for even some Ivy League types). We had no known outstanding or overdue debts, in fact used to have to return "live" loan checks things like Household Finance would send as enticement to do business (some actually able to be deposited and valued for money at $2,500 or more), and were well-known as timely if not early payers. Then, in September of that year, Daley next declared our neighborhood a TIF gentrification area...now come on, folks like Chicago Mayor Harold Washington and Barack Obama had lived there, so it's not like it was a run down "slumdog millionaire" type area we lived in...and our rent sure didn't seem "PJ" grade.

But, Trans Union, Experian, and Equifax then began (and continue to this day) suddenly insisting that my wife did not live east of the Mississippi, ever, nor was she educated, nor had she ever worked in her adult life, nor had she ever been married (only maiden surname on headers); parenthetically, a few small overdue amounts she'd paid back in the early 1980's had been re-inserted as only credit history, giving appearance somebody who lived with mom all her life and never worked was a "risky deadbeat" and highly unemployable...the "how?" is coming up shortly.

At that time and on to date, I don't get listed at my mommie's housey, just at addresses when CRA-generated reports are made which show abodes at least ten years out-of-date, like they've no idea where I am, ever; of course, I too am education-free per headers, never, ever work(ed), have never been a minister for ULC; and even suits which I filed and I won in Circuit Courts against others transmogrify per CRA's into judgments against ME per credit histories; oh-oh, another "risky, VAWA-busing deadbeat you should pass over for ANY job, let alone career!".

How? Well, you start by being a responsible payer and worker and member of your community, then there's this national economic scrape, or 911, or EyeRack, or what have you, you're foist out of a job, your former employer(s)' workplaces are re-developed into New Urbanism, employers go out of business, and CRA's erase such header data even though it WAS verified earlier by their no-license-required in-house "investigators" and PREVIOUSLY in your headers for life.     

Imagine going to job interviews, lease-option deals, you name it, only to have folks pull CRA reports and pass you over as "deadbeat, irresponsible types; if you're so right, why don't CRA's fix it?; we're sorry, next!". Nope, not even letters of recommendation or shopbook entry ephemera or personal/professional references work when a holy CRA header says otherwise...maybe you're a forger, maybe other deadbeats and predators and God knows who are working with you in lies. In Oregon, the play on our CRA headers was used by local Democrat prosecutors who under State DHS inter alia culled residents' and visitors' CRA header data just for such purposes...even we were caught in a "technical, spotted in background" financial VAWA-buse racket based on say-so of local officials and how does that header data look "against a woman who may be afraid to speak" (my wife is an Ulster Scot by ethnicity, and even SHE describes herself in the nature Wallace) . Oh yes, WE easily overcame that insofar as the relevant jurisdiction IN COURT, but the malarkey header manicures live on. Ditto with Republicans in Tennessee, both parties in Illinois.

Jobs since 1999? Well, the usual gunky ones even recently former super-attorneys are shown getting per recent CNN et al reports. Places to live? Yep, mostly pay-go extended stay types, no CRA headers needed (but still under Federal/State DHS and police rental authority purviews for no-warrant sweeps, which we've never encountered). Credit? Zero...permanently. Oh, and in 1999, my Illinois PERC registration for protective services came on ten years out of date stock, had old director's name ex-ed out, I was turned in by every investigator/armed/unarmed/high pay/low pay outfit there is...a Mike Lyons, then IFDPR predecessor chief of investigations, marked my complaints "unfounded" due the complainant's PERC card appearance complaints as if a forgery, but nobody ever then hired me...these days, they all claim I pass all tests, even high-class executive and international level, but wouldn't you know, the five-year history can never be verified because CRA's don't have it or anything.

In closing, again, I've been to so many Courts, Comptrollers of the Currency, and omnipartisan State Attorneys General, all to no avail...they say what I allege IS true, it's just that for Courts I haven't completed administrative reviews, and for all non-Court administratives, well, they need 1,000 or more complaints, they say, to get involved even as a consumer ombudsman issue. I had hopes back circa 2005 or 2005, when TX Congressman Jeb Hensarling chaired hearings on CRA snafus, but gave up when he said even though CRA's admitted 16-40 million errors minimum per year, they promised to self-police and that's good enough.

So to all the now out-of-work, or "neo-irresponsible", pay strict and keen attention to your CRA header data...if any missing, it's malarkey it's for "ID security via mail/fax/blah"...high profile potential creditors/lessors from whom I've legally pried CRA inquiry copies show they get what I get, PLUS a warning that any local address you give is likely fraudulent. This could get in all you newb's ways as all those sure to come uber-abundant jobs will be chirped about in media and political offices.